Build dissident infrastructure and alliances first

Finally, someone talking sense on Gab. From John Young:

Everyone wants to skip step zero (infrastructure) and go to step one (movement).

This is understandable for many reasons. Movements are exciting, they are immediate goal directed, they give instant feedback and so forth. They make us feel like we are doing something.

Yet, since well before I was born, these have existed. They have come into existence, obtained anywhere from 100 to 7000 members, depending, and failed. And failed. And failed.

They all failed because they skipped step zero.

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Word from the Dark Side – No Rain, nonsense news, nasty waves and some nice birds

No Rain by Blind Melon, 1993. I deliberately embedded this version because the bee girl clip, while nice, detracts from the song’s meaning

I was reminded of the song by this post. The singer was dead two years after this was recorded.

Blackwater guy slammed for offering $6,500 flights out of Kabul. Sounds like a good price to me. Flights from some places to Australia these days are $10,000+. Let the free market do its thing.

Apple, Google, and Samsung move to normalize vaccine passports with wallet function

This will not end well. In fact, people muttering this dark premonition over the last decade have already been proven correct because things are already not well.

Modern political debates and bouts of media hysteria are as real as pro-wrestling. Anyone else notice how quickly BLM disappeared? Someone somewhere turned a switch.

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Friday Finance: dollar cost averaging DEBOONKED

This is an extract from The Poor Man’s Guide to Financial Freedom: A Realistic, 10-Step Manual to Building Liberating Wealth on a Small to Medium Budget.

Diversifying Across Time

There is one more risk to consider and it relates to time.  Not just time in the market, which we already discussed, but also the time it takes to get in and out of the market.

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Consumer inertia

I’m not the brightest spark.

I decided to bypass Amazon and buy a Terror House ebook direct from their store. I had to get instructions from Matt on how to get it onto my Kindle.

At first he thought I was joking but then, when I insisted that I was serious, he gave me the steps with palpable embarrassment.

Turns out it’s easy: download the file, send it to your Kindle email address (they all have one), perhaps fiddle with one last thing if required, and there it is.

I always bought ebooks via Amazon because that’s all I knew. Go to the Kindle store, search, press the ‘buy’ button.

In fact, I didn’t even know that you could read non-Amazon books on Kindle. I’d wondered about it but never actually tried it. You can read anything on those. If a mate sends you a manuscript as a Word doc, you can forward it to the Kindle to read there – much easier on the eyes. You can copy and paste long articles from the onlines, too.

Of course, Amazon could still reach into your device while the WiFi’s connected and delete anything they find objectionable but I’m not too worried about that at the moment and can’t physically obtain or store paper books right now anyway. I know others are building paper libraries and that’s a good idea.

Probably all this has not taught my reader anything he didn’t already know, but the anecdote may illustrate something interesting: consumer inertia.

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Not the hero we expected

Commenter dickycone said:

Looks like there was huge attendance at the anti-lockdown protest in Sydney. That’s something. My criticism of Australia vs. the US has been based on the apparent fact that most Aussies seem to want to throw away their freedom over the virus. I know you had poll numbers that seemed to indicate that too, but that picture casts some doubt on that, especially since they’re apparently risking detention by state security forces.

That’s true. You don’t need a majority to effect change, only a determined minority plus support from an elite faction. I reckon risking massive fines (AUD$5,452 / USD$3,900) counts as determined.

I watched footage of the protests with interest. It’s far whiter than Melbourne overall but not as white as I expected. I wonder what the demographic fault lines are with lockdown support – my guess is economics/class because that’s how the winners and losers have been divided.

These protesters are still very much still a hated minority. Mainstream news is painting them as right-wing terrorists while the majority of comments condemn them as stupid:

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Your status in the New Normal

An estate manager and serfs, Medieval Europe.

By the late Roman period, landlords had become so wealthy and powerful that they refused to allow their workers to be recruited into the legions. Instead, they sought security from barbarian warlords.

Thus the feudal period began.

In the era of the Roman Republic, many farmers were yeoman with the rights and responsibilities of free men. They were gradually replaced by slaves conquered from foreign wars and the relative power and wealth of the aristocracy increased. By the end of the Empire, ordinary peasants had become serfs. They were forced to work for their lord and were not allowed to leave the manor. The average person never ventured more than ten kilometers or so from his village. A few managed to remake themselves by escaping to a town and learning a trade but most would not improve their station until the Black Death made labour scarce and workers in high demand.

The division of labour in society has changed several times since then and right now it is changing again.

It seems likely that instead of having a large middle class as in the post-war years, we will be divided into two new classes. These nascent castes have already begun to form and my reader probably knows which one he belongs to. It’s easy to make predictions about things that are already happening.

Case Study

At Amazon, machines are often the boss—hiring, rating and firing millions of people with little or no human oversight.

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Friday Finance: pros and cons of diversified/balanced funds

This is an extract from The Poor Man’s Guide to Financial Freedom: A Realistic, 10-Step Manual to Building Liberating Wealth on a Small to Medium Budget.

More on Diversified Funds

Remember a little while back, we were discussing how you may need a mix of bonds and shares?  Well, some of those index funds can help you to do it.  Rather than, say, putting 30% of your money into a bonds index fund and 70% into a share market index fund, you might find that there is a ‘balanced’ or ‘diversified’ fund available that already diversifies in this way for you.  Such diversified funds might also include some cash or equivalents, real estate, or other investments.

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The Spaniard’s House

Not this house but a little like it

There’s a beachfront house nearby. I often notice it when I go swimming because it faces the very best stretch of beach that has the coral and shady trees.

It clearly belongs to a Westerner because it’s built more solidly that the usual, ‘bamboo-hut attitude’ prefab homes that fall apart in ten years. A wide lawn, separate home office, a garden nipa hut on stilts overlooking the beach. Huge antenna on the roof.

I found it odd that there was rarely anyone home. Sometimes a worker would do the lawns but mostly it was empty. Why build such an idillic retreat if you’re never going to enjoy it? What foreigner had so thrown his money away?

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The untold catastrophe and how to stop it

Do you know the leading cause of death in the world?

It isn’t war. It isn’t cancer. It isn’t accidents, murder or suicide.

It is heart disease.

In 2019 alone, 659,041 Americans died of heart disease.

Globally, about 18 million people die of cardiovascular disease every year.

That’s a Holocaust every four months.

In terms of sheer numbers, it is the greatest catastrophe in human history.

In the US alone, heart disease takes as many lives as 990 September 11th attacks every year, or 275 Pearl Harbours, or almost the entire American Civil War – the bloodiest in United States history.

Across the world, as many people die of heart disease every four years as died in World War II.

And yet we ignore the problem.

It is morally imperative that we take action.

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Friday Finance: DON’T invest in what you know

Extract from The Poor Man’s Guide to Financial Freedom.

Invest in What You Know?

There is an old piece of advice that says, ‘invest in what you know’.  For example, if you happen to be a mad keen aviation enthusiast who goes to the airport to take photos of your favorite airplanes taking off, maybe you would be better placed than the average person to know which major aviation companies to invest in.

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The return of the aristocracy

If you’ve poked your head out of the cave lately, you’ll have noticed a pattern.

Our rulers want to change our lives.

They suddenly want us to eat bugs, live in pods, refrain from eating beef, enjoy our lack of privacy and own less stuff. They also want us to travel less, especially in Australia where travel for most is banned.

It’s Woke, global warming, Covid and WEF nonsense rolled into a single, unified campaign against the common man.


Who stands to benefit from us eating bugs? Who wins by stopping us from flying to Bali for a holiday?

In terms of absolute monetary benefit, no one. There’s not much money in marketing bug burgers or renting out bungalows at Bonnie Doon.

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Word from the Dark Side – getting mugged is racist, modelling to become a tradthot, monster centipedes and yet more military mischief in Okinawa

Little Suicides by The Golden Palominos, 1994. This one’s going out to Kentucky Headhunter who loves dreary music and boobs, or at least one of those. I just noticed that WordPress has failed to link his latests posts on my reader. Hmm.

Beware! Several people have reported being suspended from Facebook for sharing my posts, even innocent book reviews. Like they told you in high school, such infractions will go on your Permanent Record.

In Olympic news, a losing French boxer throws an hour-long tantrum. This must be the Eternal Anglo in me but I love when the French throw tantrums.

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Friday Finance: don’t over-diversify

This is an extract from The Poor Man’s Guide to Financial Freedom: A Realistic, 10-Step Manual to Building Liberating Wealth on a Small to Medium Budget.


There is such a thing as too much diversification due to the law of diminishing returns.  If you are picking shares, two stocks are immensely better than one.  Three is better yet, but not by as much, and this pattern continues for the fourth, fifth, sixth and so on.  Once you’ve got twenty stocks, you’ve reduced your risk by about 70%, and any more stocks over and above that do little more than take up your time and effort to keep track of.  Also, with over twenty stocks your return is so diversified that it will likely mirror the index funds – so why bother?  Buy the index fund and be done with it.  Which is what I recommended anyway.

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The masses don’t want to be free


Everyone thinks they want to be free but aside from a pet preference here and there they don’t, really.

Not in comparison to their desire for material comfort, social approval and above all else, safety.

In the West, few of us wanted our rights enough to fight for them. Others fought on our behalf. The nobles fought the King, the petty bourgeoisie fought the aristocracy, a few union rabble rousers fought the capitalists, a tiny minority of feminists fought the patriarchy. Much of the battle for racial equality was fought on behalf of others.

Most Americans in the Thirteen Colonies did not fight in the War of Independence and it is unclear what percentage of them supported it. Most women never campaigned for equal rights. Most ordinary, landless men did nothing personally to further their case to receive the vote or gain individual freedoms.

For that matter, the slaves of the British Empire and the United States did not fight to free themselves. They, to, were emancipated by others.

It was all thrust upon us unbidden.

Sure, most will vote for freedom when it’s all organized for us and there’s an option on the ballot. That’s about the extent of the average person’s dedication, though.

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Who won the Covids?

It’s not a trick question. Of course the rich, the connected and big companies won but today let’s look at fatality rates around the world.

You might argue, why bother? What does it matter if a few of one country’s diabetic dementia patients got to live eighteen months longer than another country’s?

A good question, and one for which I have a good answer:

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