Word from the Dark Side – sassy stonks, straddled soldiers, solvent seniors, silly stormtroopers and a seriously sneaky survey

Orright orright, cos I wrote the book on finance you all want me to say something about the Stonkening.

That was one for the ages.

A good piece here explaining that Robinhood had to pause trade for legit reasons, though perhaps less legit for them to sell shares that were not even bought on the margin (i.e. via their loans.).

This is not to say there were no shenanigans. There are shenanigans aplenty. To see our overlords reacting as one has been – informative.

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Foolproof tricks for sticking to your budget


This is an extract from The Poor Man’s Guide to Financial Freedom: A Realistic, 10-Step Manual to Building Liberating Wealth on a Low to Medium Income.

How to stick to your budget

Different people have different tricks for adhering to their budget.  Some only spend in cash.  For example, imagine a budget of $2,000 a month, excluding savings.  One could withdraw $500 from an ATM each Monday and try to last until the next Monday until withdrawing any more.

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Play stupid games


Warning: this is one of those anecdote posts that doesn’t go anywhere like Mr Grimes or Elderly man behind the bonnet in a turning lane.

After graduating high school, I went on a beach camping trip with a few schoolmates.

These were not close friends, just some guys I knew. This was not a boys’ trip, it was their annual holiday with their families and this time they invited me along.

Bevan was most famous for once breaking both his arms in a motocross crash and missing three months of school. Bevan was quite ugly. He’d had a girlfriend a couple of years ago but something in their acrimonious breakup led him to being banished from the cool kids. Think she was a bit nuts. He warned me off rushing to get a girlfriend as it could cause a lot of strife..

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A hard road

6 to 6

Book review of 6 to 6 by Mather Schneider.

There are some careers that inevitably push their people towards misanthropy. Cops, criminal lawyers, prison guards. Social workers.

Taxi drivers.

Mather Schneider was a cab driver in Tucson, Arizona for 15 years. This is a collection of stories he collected along the way. A few make the spirit soar; most leave the spirit muddied and lying in the gutter. In a good way.

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Random money hints


This is an extract from Poor Man’s Guide to Financial Freedom: A Realistic, 10-Step Guide to Building Liberating Wealth on a Low to Medium Income.

More handy hints for managing your money

– It might be possible to have deductions automatically taken from your salary or bank account and put into a savings account or investment, if you’re ready for that.  Setting this up once can help if willpower is a problem.

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Why has everyone gone crazy?

People overuse the term, ‘The world’s gone mad.’ I knew a guy in Asmara who’d say it all the time: when the rainy season lasted until December, when there was a crackdown on protesters in Sudan etc.; as though there had never been unusual weather or trouble in Africa before.

But 2020 was nuts in the sense that everyone went crazy. Look at social or mainstream media. Talk to people. Look anywhere.

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Black Pigeon has a video explaining how demoralization is the first of four steps in subverting and taking over a nation. We’re now up to about Step 3.

Demoralization involves undermining a nation’s confidence and faith in its own moral fibre. Among the Woke, this has been achieved totally: they fervently believe everything about the West has always been broken and are prepared to use violence to upend it all and set it right.

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Word from the Dark Side – long knives, let the lady play, loser’s lack of leniency and let them eat plastic

Big Tech’s Night of the Long Knives:

The Internet giants are only the vanguard. In the meantime, the banks are already beginning to strike powerfully (Deutsche Bank wants to cancel all business relations with Trump). Those who don’t follow suit will only get an account in an obscure regional bank in ‘Hungary’s Pampas,’ and the transfer costs will eat away most of the income. And if all the dissidents have been driven into Bitcoin, how long will Bitcoin be around? As a ‘maledict’, one who can no longer get jobs or work for political reasons, what are you left with? Molotov cocktail or collecting bottles? Are these the alternatives?

Related: Big Tech has no power at all?

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An example of how to turbo-charge your budget


This is an extract from The Poor Man’s Guide to Financial Freedom: A Realistic, 10-Step Manual for Building Liberating Wealth on a Low to Medium Income.

Here is an absurdly simple, example budget for one month to give you an idea of how it works. 

Imagine this is your budget, that you do not yet have an emergency fund saved and that the monthly payment on the car loan listed is the minimum allowed:

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The limits of Woke

Last week I wrote about how Woke has become a new, proselytizing religion that is coming to dominate all areas of Western society.

It is predominantly a white, middle-class religion restricted to the WEIRD countries.

While it may seem universal, Woke has natural limits. It runs into a brick wall in those cases where its underlying contradictions or foundations become too much to bear.

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Word from the Dark Side – nixed nymph network, nary a nifty teacher nowadays, non-adults are nutty nerds and no navigation home from NSW you naive ning-nongs!


Sex workers say that ‘defunding Pornhub’ puts their livelihoods at risk. Very often, ham-fisted attempts to solve a problem end up not solving the problem and also causing trouble for a whole lot of other people:

In response [to allegations of abusive material], Pornhub made drastic changes. It banned downloads and deleted all videos, except those uploaded by verified users.

Adult performers and producers had been campaigning for these features for years. ( . . .)

But the credit card suspension also makes it almost impossible for performers to receive payments or tips on the website.

Best theory I’ve heard is that this is a bid for market share from OnlyFans.

Speaking of these sites, some time ago I published a piece musing that I may be out of touch when giving Zoomers advice because their world is completely different to mine at that age.

The best response I received was a link to this long and biting piece by Flaming Eyeball. If you’re over 30 and don’t understand what’s wrong with kids these days, please read. Keep in mind that FE is talking about his peers in general, not his own situation.

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Which comes first: saving an emergency fund or paying off debts?


This is an extract from The Poor Man’s Guide to Financial Freedom: A Realistic, 10-Step Manual to Building Liberating Wealth on a Low to Medium Income.

Save an emergency fund first, or pay off debts first?

The next chapter explains what an emergency fund is, where to save it and how large it should be.  It is essentially a rainy-day fund, and you definitely need one for financial freedom. 

But you also need to rapidly pay off your debts in order to reach financial freedom, as will be explained in the chapter after that.   Which of these should you do first?

Here is the order of operations:

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The new religion

White Christians in Houston, Texas pray for forgiveness from blacks. Source: https://faithfullymagazine.com/white-christians-kneel-apologize-racism/

Around 2000, futurism was popular. Highly paid grifters would give keynote speeches about what was around the corner: the convergence of gadgets, the rise of online trading, the growing importance of China.

I don’t think anyone foresaw the establishment of a major new religion, much less its rise to dominance among the West’s elite in just seven years.

Now it has arrived.

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Top SovietMen posts for 2020

Because top shelf, get it?

These were the most-read articles in case you missed them:

You are WEIRD – an explanation of the odd culture of north-western Europeans and their descendants. Glad lots of people read this because it’s become foundational to my thinking.

Who is Dr Tedros? – an investigation of the WHO chief’s curious background. Part of a series on China and the WHO.

Am I the crazy one? – didn’t get a firm answer to this. Hope you enjoyed the song, too.

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