Why I write about finance even though I have no qualifications and I’m not very smart

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Artist’s impression of Nikolai

This is an extract from my book The Poor Man’s Guide to Financial Freedom: A Realistic, 10-Step Manual to Building Liberating Wealth on a Low to Medium Income.

W-wait a Minute!

            Hang on, my reader yells.  What makes you such an expert and why should I trust you?  Are you some rich guy working in finance who will try to convince me to invest in his dodgy products?  Are you someone with a high income who doesn’t know what it’s like to loiter in the supermarket of an evening, waiting for the staff to put discount stickers on the soon-to-expire meat?  Why should I believe a word you say?

            All excellent questions.  I do not work in finance, nor do I have qualifications in that area.  I am not a banker or a stockbroker or a financial advisor.  I am a guy like you who waits for the discount stickers on the meat, and whose income has always ranged from low to medium.

            How did I end up writing a book about personal finance?

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A warning about my finance book

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This is an extract from The Poor Man’s Guide to Financial Freedom: A Realistic, 10-Step Manual to Building Liberating Wealth on a Low to Medium Income.

A Warning

            You might be thinking, meh, I’m going to move up in my career soon enough anyway.  Once I’m earning the big bucks I’ll pay off my debts, start investing, and all of that sort of thing.  What’s the point of struggling through all this now when I don’t have much money anyway?  It’ll be easier to do it later on.

            This is the path to hell.

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